Carag, Esther

Raymond Woo is a seasoned residential loan officer at Banner Bank, with over 25 years of experience in the mortgage industry. Specializing in custom construction and lot loans, Ray is known for providing clients with a worry-free borrowing experience and expert guidance throughout the home loan process. Recipient of professional accolades such as Banner's Best Award and the Five Star Mortgage Professional Award, Ray serves clients in Washington, Oregon, Idaho, and California. His in-depth knowledge of the West Coast market and dedication to helping clients make informed decisions make him a trusted resource for all types of borrowers.Generated from the website

United Auto Credit, known as the subprime lender of choice for auto dealers, offers a common-sense lending program that allows dealers to finance all of their customers. With a focus on providing flexible financing solutions, United Auto Credit empowers dealers to expand their customer base and increase sales opportunities in the automotive industry. Generated from their website's infomation

Choose Guild for who we are. Our loan officers bring honesty and expertise to each relationship. We sort through the complexity. We mind the details. We take our responsibility seriously because it matters to people's futures. We're here to guide you through the biggest transactions of your life. And we're here to serve you long after the loan closes. We operate to earn your business for life, to help you nurture the investment that serves as the setting for many of life's moments - big and small.