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Northwest Farm Credit Services is a financial cooperative that supports rural communities and agriculture with reliable credit and financial services.

Polk Community Development Corporation (Polk CDC) is a private, non-profit organization based in Dallas, Oregon. Since 1989, Polk CDC has been dedicated to providing low and moderate-income residents of Polk County with opportunities for high-quality, affordable housing. They offer self-help programs that assist families and individuals in achieving significant life goals, along with educational programs, credit and homebuyer counseling, and other resources to help residents build financial and personal assets. Polk CDC also develops and manages affordable rental housing for low and moderate-income families, senior citizens, and special needs populations. In addition to their housing initiatives, Polk CDC administers an affordable loan program in partnership with Polk County and local cities. This program provides qualified homeowners with home improvement loans, supports rental properties for qualified families, and facilitates business facade upgrade improvements. With a dedicated Board of Directors comprised of local residents, Polk CDC continues to make a positive impact on the community by enriching the lives of its residents through resident services, tenant mediation, resource and referral, asset-building opportunities, and youth programs.Generated from the website

David Sefton is a dedicated mortgage professional with a wealth of experience in the finance industry, specializing in home loans and mortgage solutions. With a strong focus on customer service, David guides clients through the often complex mortgage process, ensuring they find the best products tailored to their unique financial needs and goals.Understanding that securing a mortgage is a significant milestone for many, David takes pride in providing personalized consultations that demystify the lending process. He educates clients on various mortgage options, including fixed-rate, adjustable-rate, and government-backed loans, helping them make informed decisions about their financial futures.With an extensive network of lenders, David leverages competitive rates and terms to deliver optimal solutions. His approach combines thorough market analysis with a keen understanding of each client's situation, enabling him to offer customized advice and support from pre-approval to closing.David is also committed to maintaining open lines of communication, ensuring clients are informed at every step. By fostering trust and transparency, he builds long-lasting relationships with his clients, many of whom return for future financing needs or refer friends and family.Whether you're a first-time homebuyer or looking to refinance an existing mortgage, David Sefton is your go-to mortgage professional, dedicated to facilitating a smooth and successful mortgage experience.