Horace Mann Insurance

R.K. Asset Management is an independent arm of Kovack Securities. Kovack Securities, Inc, is one of the nation's fastest growing independent broker/dealer firms. Kovack Securities is a full-service securities brokerage firm with registered representatives throughout the country to meet private and institutional needs. Based in Tampa, Florida, R.K. Asset Management includes an array of financial planning services and sophisticated tax planning, such as current income, gift and estate tax, as well as educational and retirement tax planning. Rodger Kamuf is a well-known financial planner in the Tampa Bay area. In recent years, Rodger has not only advised people on their wealth, he has developed a specialty in advising individuals who also need to insure their health. Rodger has counseled hundreds of individuals and business owners on how to avoid the important pitfalls when buying health insurance. In response to the overwhelming demand he created www.FloridianQuote.com, an online insurance portal where individuals and business owners can get real time health quotes. Rodger is a graduate of University of South Florida where he majored in finance and earned his BS degree. Rodger began his career at Morgan Stanley, gaining his comprehensive knowledge of personal financial issues. After several years with Morgan Stanley, he left to continue the brokerage business at Josephthal and Co. In 2001, Rodger founded RK Asset Management to better address all investor's needs. "The main reason for starting my own business was to provide a complete financial planning package for my clients and future clients. Although the brokerage business is a great place to manage assets, it lacks the advanced planning concepts needed to handle today's investors. Over the years I have implemented my brokerage background with the knowledge of insurance services. The key to a good financial planner today is to understand the clients needs and implement investment and insurance products in their overall plan."