Stone, J Ralph

Umpqua Bank helps people, businesses and communities find financial solutions that fit. We do so by treating our customers like people, not numbers. We get to know them and find products and services that meet their needs and goals. And we give back to the communities we serve because it helps us all. Umpqua offers the best of both worlds – the financial expertise and strength of a national bank with the customer service and care of a community bank.

At CrossCountry Mortgage, we are here to help you with all of your mortgage needs. We specialize in helping you finance your dream home, providing first time home buyer education as well as handling all of your refinancing needs. Give me a call or send me a text today to find out more ways in which we can help you achieve your home finance goals and dreams!Mortgage originator, Government, FHA, VA, Fannie, Freddie, Conventional, etc. Experienced in providing high quality customer service along the entire West Coast!*Any improvements, etc please let me know. Would love feedback :) * NMLS: 1664660, Branch NMLS: 1788843

We are dedicated to answering any of your mortgage questions and will guide our clients through the home loan process to ensure an efficient and personalized loan experience. NMLS: 508395, Branch NMLS: 1788843