Shabnam ( Sheila) proudly serves clients in Rancho Palos verdes . Shabnam ( Sheila) has 23 years of experience as a Senior Home Lending Advisor and specializes in preapproval, lending to self-employed clients, fixed-rate mortgages, adjustable-rate mortgages, vacation home financing, and first-time homebuyer programs. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Shabnam ( Sheila) is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Shabnam ( Sheila) can help you get a clear picture of what might work best for you. Shabnam ( Sheila) will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Shabnam ( Sheila) wants to ensure that you have a positive home lending experience.