Duncan Financial

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5973 Avenida Encinas
Carlsbad, CA 92008
Financial planners have a tendency to speak their own language. Not Duncan Financial. We are an independent firm providing easy-to-understand, conflict-free advice. Before we recommend, we listen. Then we set realistic goals that are specific to your needs. We do this by taking the time to get to know you, and to understand your hopes and dreams for the future. By not selling any proprietary investment products, we have maintained our independence and eliminated the conflict between recommending a "company product" or the investment that best fits your financial goals. Duncan Financial, we backup our advice with experience, expertise, education, and ongoing professional training and certifications. While many other financial planners make commissions upfront, we are paid a salary. We recommend investments based on your needs, not ours. Charles Duncan is affiliated with Hanson McClain Retirement Network ( HMRN ), a nationwide network of independent financial professionals specializing in retirement planning for employees of utility and telecommunication companies. Charlie is a Registered Representative of Securities America, Inc, a registered broker/dealer, member FINRA /SIPC. Our representatives are licensed to offer securities products in the following states: AR, AZ, CA, CO, DE, FL, GA, ID, KS, LA, MO, MS, NC, NH, NM, NV, OR, PA, TN, TX, UT, VA, WA, WV. Our representatives are licensed to offer insurance products in the following states: AZ, CA, CO, FL, GA, MO, NC, NH, NM, NV, OR, SD, TX, UT.

Reviews

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5.02 reviews
Kevin M.
3/1/2025

They are making sure when I decide to retire I will be comfortable in my finances. I can call anytime and ask questions and if they are not available they will call back the same day. I'm feeling...

Lisa M.
10/8/2014

We had never heard of Duncan Financial before we were faced with a major change in our lives that would involve management of our finances. It was scary trusting someone we didn't know with our...

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